Death and taxes are still very much a certainty. Estate duty is a form of tax that is levied on the deceased estate. The purpose of estate duty is to tax the transfer of wealth (assets) from the deceased estate to the beneficiaries. Estate planning is one of the most crucial areas of financial planning.
94% of South Africans cannot afford to maintain their standard of living once they retire. To have a comfortable, secure and fun retirement, you need to build the retirement plan that will fund it all.
Investing in offshore markets is an important consideration for South Africans looking to secure their financial future through investment solutions. With local markets providing historically low returns, there has been an increased interest in investing offshore.
There are many important considerations when investing offshore, but investors often tend to focus their attention exclusively on the Exchange Rate. Many are reluctant to invest when the Rand has weakened. The benefits of investing offshore often tend to outweigh potential gains made by trying to time the investment decision.
By subscribing to gap cover, you protect yourself and your family against this financial disparity, potentially avoiding significant out-of-pocket medical expenses.
‘Asset classes’ is a term that describes groups of securities that act similarly in the marketplace. There are several different asset classes, but for individual investors, the most important are equities, bonds, cash and alternative.
Why should you talk to your financial adviser regularly? Here we provide 9 reasons to engage with your financial adviser. Financial Freedom starts here…
